Get high-quality protection no matter your budget.
Our trained agents make the application process as simple as 1-2-3.
When life takes unexpected turns, know you have the coverage you need.
Comfort of financial protection in the unfortunate event of death for your family, business, or others that depend on you.
Income replacement for your loved ones to cover a mortgage, childcare, household debt and other necessary expenses.
Legacy planning to ensure that the right assets go to the right people or charities at the right time.
Tax reduction benefits for most life insurance policies and will apply when the life policy death benefit is paid out.
| Type | Coverage length | Best for ages | Builds cash value? | Death benefit amount |
|---|---|---|---|---|
| Term | 10, 15, 20, 30 years | 18 – 75 | No | $100,000+ |
| Whole | Your lifetime | 45-85 | Yes | $2,000 - $50,000 |
| Universal | Your lifetime | 0-85 | Yes | $25,000+ |
| Indexed Universal | Your lifetime | 0-85 | Yes | $100,000+ |
Your life insurance policy depends on factors such as your family circumstances, your financial health, and your age. As a basic rule of thumb, if your loved ones are more financially dependent on you, you will need more coverage. Complete your quote request or call to speak to an advisor for help determining your needs.
When choosing life insurance, take into account factors such as short-term and long-term cost, coverage, and cash value. A Mutual of Omaha advisor can work with you to determine a life insurance policy that will both meet your family’s coverage needs and be affordable.
There are several life insurance products from Mutual of Omaha that will allow you to get a quote or apply online. If you have more complex needs, our advisors are standing by to discuss and build a policy tailored to your unique situation. You can request a quote or call to speak to an advisor and start on your life insurance journey.
We offer both traditional life insurance products requiring a medical exam as well as express products that offer the convenience of a simplified underwriting process and no medical exam.
