Secure Your Future with Term Life Insurance

Providing Reliable Protection When You Need It Most

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Years of Experience

Policyholder-Owned

Secure Financial Strength

Understanding Term Life Insurance: A Safety Net for Your Loved Ones

What is Term Life Insurance?

Term life insurance is a straightforward and affordable way to provide for your loved ones in case of the unforeseen. It covers a set period – 10, 20, or 30 years – ensuring peace of mind for you and security for your family.

Should the insured pass away within this term, a predetermined sum is paid to the beneficiaries. While Term Life Insurance has no cash value like Whole Life Insurance, it's often chosen for its simplicity and cost-effectiveness.

At Mutual of Omaha, we commit to helping you understand your options to find the perfect match for your needs.

Mutual of Omaha Term Life Insurance could be right for you if:

Want to help your family maintain their lifestyle or stay in their current home if you're no longer around.

Require coverage for a certain period of time, such as until your children are grown.

Need to make sure debts, such as a car loan or credit card are paid off.

Tailor Your Coverage with Flexible Term Life Insurance Options

Customized terms:

10-30

years available

Policy issue ages:

18-80*

years old

Up to

$100,000+

$100k+

Benefit Amounts

Option to convert to

Cash Value

through loans or withdraws

* Varies by product term chosen, risk class and state.

Why Choose Mutual of Omaha for Term Life Insurance?

Personalized Guidance

Our team of experts dedicates themselves to helping you understand and navigate your life insurance options.

Comprehensive Coverage

We offer comprehensive solutions with coverage starting at $100,000, tailored to protect your family's future.

Simplified Process

Mutual of Omaha simplifies the process of exploring options and applying for a policy, always providing the support and guidance you need.

A Trusted Brand

With over a century of experience, Mutual of Omaha is a name synonymous with trust and reliability in Term Life Insurance.

Frequently Asked Questions

How much life insurance do I need?

Your life insurance policy depends on factors such as your family circumstances, your financial health, and your age. As a basic rule of thumb, if your loved ones are more financially dependent on you, you will need more coverage. Complete your quote request or call to speak to an advisor for help determining your needs.

How affordable is life insurance?

When choosing life insurance, take into account factors such as short-term and long-term cost, coverage, and cash value. A Mutual of Omaha advisor can work with you to determine a life insurance policy that will both meet your family’s coverage needs and be affordable.

How do I apply for life insurance?

There are several life insurance products from Mutual of Omaha that will allow you to get a quote or apply online. If you have more complex needs, our advisors are standing by to discuss and build a policy tailored to your unique situation. You can request a quote or call to speak to an advisor and start on your life insurance journey.

Is a medical exam required?

We offer both traditional life insurance products requiring a medical exam as well as express products that offer the convenience of a simplified underwriting process and no medical exam.