Navigate Your Medicare Journey With Ease

Medicare is a health insurance program the U.S. government provides for people ages 65 plus and younger with specific disabilities. However, Medicare does not cover all healthcare costs, and you can apply for additional Medicare plans to receive fuller coverage.

If you have a pre-existing condition, it is essential to make sure that you apply at the right time when the window for enrollment in additional Medicare plans is open.

No, Medicare coverage is individual coverage. That means you and your spouse/partner must sign up for one plan per person.

You do not need to collect Social Security to enroll in Medicare. If you collect Social Security when you turn 65, you will automatically enroll in Medicare.

While they sound alike, Medicare and Medicaid are different. Medicare is a health insurance program provided by the U.S. government for people ages 65 plus and younger people with certain disabilities. Medicaid is a government health program designed specifically to help low-income people afford health care.

You need to decide if you should sign up for additional Medicare plans. Then, if you want additional coverage, you need to decide between those plans and choose an insurance company to purchase coverage through. Finally, you need to make sure you have prescription drug coverage.

You can continue to be covered through your own plan or through a spouse's/partner's plan if you still qualify. Make sure you check with the sponsor of your existing policy.