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What is Critical Illness Insurance?

Critical Illness insurance provides coverage for a wide variety of conditions that may have a significant impact on your finances, even if you have health and disability insurance. Critical Illness insurance pays a lump-sum benefit upon diagnosis of a covered condition. A check is sent to you, not the health care provider.

At Mutual of Omaha, we're here to help you understand your options and find a solution that fits you just right.

Mutual of Omaha Critical Illness Insurance could be right for you if:

You have a family and want peace of mind knowing that you have a way to keep your house running as smoothly as possible.
You own a small business and want a way help keep operations running as smoothly if health issues arise.
A Mutual of Omaha Advisor Can Help You

Designed With Your Recovery in Mind

Our Critical Illness Insurance solution is backed by Mutual of Omaha, a company with over 100 years of commitment to our customers. We're dedicated to helping you navigate your options and find a solution that aligns with your needs and budget.

Why Mutual of Omaha?

Personalized Guidance

Our team of professionals is here to help you navigate your Medicare options. We'll answer your questions and provide the guidance you need to make an informed decision.

Comprehensive Coverage

Our Critical Illness Insurance solution offers amounts between $10,000 to $100,000 to be used in ways that best fit your needs.

Simplified Process

We make it easy to explore your options and apply for a plan. Plus, our team is always here to help if you have questions or need assistance.

A Trusted Brand

With over a century of experience, Mutual of Omaha is a name you can trust for your Medicare solution.

Frequently Asked Questions

Critical illness may be a good option if you:
  • Have dependents: Individuals with family members relying on their income.
  • Have limited Savings: Those with insufficient financial resources for potential critical illness expenses.
  • Aren’t Fully Covered by Employer: Especially relevant for individuals with employer plans that may not fully cover all costs.
  • In a High-Risk Profession: Suitable for those in occupations with an elevated risk of serious illnesses.
  • Are self-Employed: Valuable for self-employed individuals lacking access to employer-sponsored benefits.
  • Have pre-existing Conditions: May be an option for those with pre-existing medical conditions, depending on policy terms.
  • Concerned About Out-of-Pocket Costs: Ideal for individuals worried about covering deductibles, copayments, and non-medical expenses.

The following conditions are covered 100%:
  • Internal Cancer or Malignant Melanoma
  • Heart Attack
  • Stroke
  • Alzheimer’s Disease
  • Major Organ Transplant
  • Blindness
  • Paralysis
  • Deafness
  • Kidney Failure
The following conditions are covered 25%:
  • Coronary Artery Bypass Surgery
  • Coronary Angioplasty Surgery

  • Benefit Amounts: $10,000 to $100,000
  • Policy Term: 10-, 15-, 20-, and 30-years or Lifetime
  • Coverage Type: Individual, Single or Family
  • Policy Issue Ages: 18-64

Request Your Free Critical Illness Insurance Quote